Unsecured loans

What's the difference?

Not a lot really. Unsecured loans are very similar to payday loans. They both allow you to borrow money without the need for you to offer any type of asset - like your car or your house - as a form of security against them.

How is a lending decision made if no security is demanded?

Lenders can make a decision on whether to lend to you by running a credit check on you. Some lenders require lots of information from you. This can be time-consuming and you may find this is time you don't have to waste.

At Month End Money we do a quick credit check on you, which only takes a few seconds and we can give you a decision on your approved amount in two minutes.

If you only have a short amount of time to spare and need a decision quickly, then apply for an unsecured payday loan from Month End Money.

Quick online decisions

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How much can I borrow?

At Month End Money you can borrow from £100 to £750 depending on your circumstances and we charge £14.50 for every £50 you borrow.

We all know that those unexpected bills and emergency payments crop up at the worst possible time. And when time's not on your side the last thing you need is to have to shop around for an unsecured personal loan. Not only that, as you search for that loan you may be offered a confusing amount of different interest rates and loan periods.

At Month End Money we like to keep things simple, hassle-free and - most importantly - quick, so that you can speedily get the money you need.

All you need to do is apply online or by calling Month End Money on freephone 0800 _280 2500¹. We can give you a decision on your payday loan with Month End Money in just one minute, then all you need to do is enter your bank and debit card details and we can deposit the loan to you, all normally without the need for faxes or post².

What about my credit rating score?

If you have a poor credit history, don't think it's not worth approaching us. At Month End Money we'll consider all the facts and take your recent circumstances into consideration.
We can also help improve you credit rating, as each time you pay off a payday loan from Month End Money this positive repayment is reported to a credit reference agency.
If you pay your unsecured loan from Month End Money on time, then this will stop a failed payment being reported to the credit reference agency. However, if you do not repay the unsecured loan on time, that will also be reported to the credit reference agency and could have a negative effect on your credit rating.